| Bank Teller
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| Role
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Banker
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| Location
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Bank
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| Services
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Handles item bank storage and sells Death Insurance.
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The Bank Teller manages item storage in the Bank. Players use the bank to store gathered materials, food, tools, and other inventory items before heading into risky areas.
Banking is especially important before entering the Wilderness, where players can lose carried items.
Services
| Service
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Location
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Notes
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| Item storage
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Bank
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Store items by moving them into bank chests.
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| Resource safety
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Mainland
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Helps protect gathered materials before dangerous trips.
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| Death Insurance
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Bank
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Talk to the Bank Teller and choose "🛡️ Death Insurance". Buy a policy (25, 60 or 150 Gold) and settle claims after a monster death.
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Death Insurance
Choosing 🛡️ Death Insurance in the Bank Teller's dialogue opens the Death Insurance window: your current cover, the three policies (Basic 25 Gold, Standard 60, Premium 150), and any claim waiting for you. If a monster or boss kills you while you hold a policy, the covered items you carried out of the bank are kept in a claim; come back here to Accept it (the items go to your bank, and with Premium a carried scroll returns to your bag with its progress) or Decline, keep policy.
Common stored items
| Item
|
Why store it
|
 Wood
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Used to forge tools at the blacksmiths, buy Health Potions, and build.
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 Stone
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Used to smelt Copper Ingots, buy Shield Potions, and build.
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 Coal
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Used to smelt every kind of ingot and to buy Strength Potions.
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 Iron Ore
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Smelted into Iron Ingots for iron tools and armor.
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 Cooked Herring
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Food outside the Dunes, and one of the five cooked fish The Angler takes.
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 Cooked Chicken
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Fed to Wild Wolves for a 1 in 10 chance to tame a Wolf Mount (not for free-to-play accounts).
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Related pages
| Page
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Why it matters
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| Bank
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Bank Teller's location.
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| Mainland
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Main safe hub connected to the bank.
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| Wilderness
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Risky area where banking before trips matters.
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| Resources
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Materials commonly stored in the bank.
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| The Alchemist
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Trades stored Wood, Stone, and Coal for potions.
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| Smithing
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Uses stored materials for upgrades.
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| Death Insurance
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Sold by the Bank Teller; protects what you carry out of the bank.
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